Special Needs Planning
Ask Tom
Your AI Guide to Special Needs Planning
Families caring for individuals with disabilities often face confusing financial and legal rules. Ask Tom was created to make Special Needs Trusts, SSI, Medicaid, ABLE accounts, and disability planning easier to understand.
Clear Answers for Families
Programs such as Supplemental Security Income (SSI) and Medicaid provide important support, but strict eligibility rules can make planning difficult for families.
Ask Tom is an educational AI assistant trained on the work of attorney Tom Sannicandro, founder of SpecialNeedsTrustsOnline and Disability Resources for Families.
It is designed to help families understand common questions involving disability benefits, inheritances, trust planning, and long-term financial security.
About Tom
Tom Sannicandro is an attorney and advocate who has spent decades helping families plan financially for loved ones with disabilities.
He is the founder of SpecialNeedsTrustsOnline and Disability Resources for Families.
Ask Tom extends that work by making complex planning rules easier to understand.
Ask Tom a Question
You can ask questions such as:
- Can my disabled child inherit money?
- What is a Special Needs Trust?
- What is the SSI asset limit?
- Can a Special Needs Trust pay rent?
- Should families use an ABLE account or a trust?
Popular Questions
Planning Resources
Special Needs Planning Library
Articles explaining common questions about Special Needs Trusts, SSI rules, disability benefits, and long-term planning.
Explore the LibraryDisability Planning Guide
Download a free guide explaining the most important planning concepts for families caring for individuals with disabilities.
View the GuidePlanning Tools
Create Special Needs Trust documents through the guided system at SpecialNeedsTrustsOnline.
Visit SpecialNeedsTrustsOnlineImportant Notice
Ask Tom provides general educational information about disability planning. It is not legal advice and should not replace consultation with a qualified attorney regarding individual circumstances.
Still Have Questions?
Ask Tom was created to help families understand the rules, options, and planning strategies involved in protecting benefits and planning for the future.
Ask Tom