For Parents and Grandparents Planning Long-Term Financial Security
Third-Party Special Needs Trust
What Is a Third-Party Special Needs Trust?
A Third-Party Special Needs Trust allows family members, such as parents, grandparents, or relatives, to set aside money for a loved one with a disability without affecting their SSI or Medicaid benefits.
Assets placed in a Third-Party Special Needs Trust do not count toward the beneficiary’s resource limits, allowing them to keep essential benefits while still receiving support from family and friends.
Families commonly use a Third-Party SNT to plan for:
- Lifetime financial support
- Gifts from grandparents or relatives
- Future inheritances
- Life insurance proceeds
- Savings intended for long-term care
This is the most common and most flexible type of special needs trust used in long-term estate planning.
How a Third-Party Trust Protects Benefits
1. Family Members Fund the Trust
Funding may come from parents, grandparents, relatives, or anyone other than the person with the disability.
2. Benefits Stay Fully Intact
Because the assets never belong to the beneficiary, they are not counted by SSI or Medicaid.
3. Trust Pays for Supplemental Needs
The trustee may pay for items that improve the quality of life without affecting benefits.
4. No Medicaid Payback Requirement
When the beneficiary passes away, the remaining assets can go to other family members, not Medicaid.
Why Third-Party Special Needs Trust Matters
A Third-Party SNT gives families the ability to:
- Enhance a loved one’s quality of life
- Keep all benefits fully protected
- Coordinate inheritances safely
- Build long-term financial stability
- Ensure support continues when parents are gone
For many families, this trust becomes a cornerstone of long-term planning.
Is a Third-Party Special Needs Trust the Best Fit for Your Family?
This trust is ideal when:
- You want to leave money for a person with a disability without affecting their benefits
- Family members — parents, grandparents, relatives — plan to contribute
- You want to preserve SSI and Medicaid eligibility
- You want any leftover assets to go to other heirs you choose
- You need a straightforward, long-term plan you can rely on
- You want a legally sound document designed to work in all 50 states
Guarantee Your Child's Future -
Maximize Their Benefits
If you leave your adult child with a significant intellectual or developmental disability over $2000 in your will, they will lose their SSI benefits. They also risk losing food stamps and housing assistance. A special needs trust in your will ensures their financial protection!
For $259.99, you will receive a personalized special needs trust, and will that can easily be notarized. Fill out the form below to answer a few questions about your wishes and your Special Needs Trust and/or Wills will be emailed to you within minutes.
This Trust was developed from my 20+ years of legal experience. Attorneys typically charge in excess of $3,000 for these same documents! Any questions, set up a time to me with me online or by phone by clicking here.
BENEFITS
- Protect Government Benefits
- Decide who will handle your affairs
- Determine how your assets will be distributed
- Decide what should happen in a medical emergency
- Designate health care agents
- Grant trusted individuals access to your medical records
INCLUDED DOCUMENTS:
- A Will for Each Spouse
- Special Needs Trust
Start Your Third-Party Special Needs Trust Today
Guided questions. Clear steps. A legally reliable trust you can count on.